List Of Banks (in alphabetical order) Associated Bank Please note that while this alternative direct deposit method has worked well for many, ultimately the only 100% foolproof way is to do an actual direct deposit (employer or government payment). Comments here should be more general in nature. Have questions or new data points? Help each other out by commenting on specific bank bonuses on their individual post. Personally, sometimes I do push transfers from two different banks to increase the chance of success. If you’re new to bank bonuses, keep in mind banks may change what counts or doesn’t count as a direct deposit at any time.

Final Thoughts on What Counts as a Direct Deposit Pull Transfer: You’re logging into your new bank account and transferring money to it from another bank account you have ( pulling a deposit)įor all other intents and purposes, there really isn’t a difference between to two, but for triggering bank bonuses, banks will only consider push transfers as something that qualifies as a direct deposit.Push Transfer: You’re logging on to an existing bank account and transferring money to your new bank account ( pushing a deposit).You should always do a push transfer and not a pull transfer in order to qualify bank bonuses. Difference between a Push and Pull Transfer Ninja Note: Looking for the best bank account bonuses? See the entire list on this page. We’ll keep this post as a running list, so bookmark this page as a future reference to see what banks count as a direct deposit when it comes to bank account opening sign up bonuses. Just be sure you’re making a push transfer and not a pull transfer – more on this below.Įach bank is different on what counts so be sure to use one that’s listed under the specific bank you’re applying for. The list below shows what banks count as a direct deposit simply by transferring funds with an electronics fund transfer (EFT). Transferring money electronically from one of your existing bank accounts to the new bank account will work in a number of cases. Changing where your paycheck or benefits are deposited can also be time-consuming.įortunately, some banks are more flexible on what they count as a direct deposit when it comes to bonuses. While that’s true, you don’t necessarily need to do that when it comes to bank sign-up bonuses. Most people think direct deposits are when you electronically deposit your employer’s paycheck or government benefits to your savings or checking account.

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